Bank of America-Principal Reduction Programs

Mike Rockwood: Hello there everybody.  It is Thursday evening.  It’s 6:00 and it’s time for 60-Minute Loan Modification Teleconference Series.
Ryan Rockwood: Welcome, everyone.
Mike Rockwood: Hi, everybody.  Ryan and I are forcing ourselves to get away – get off the phones, get away from our desks, take a little bit of time to debrief and give [...]

Loan Mod|Mar. 23

Ryan Rockwood: Welcome, welcome everyone.  Thanks for bearing with us.  Hopefully, you’re joining us right now online at the 60minuteloanmodification.com website or you’re joining us by phone.  Thank you so much, either way, for being here with us.  This is, of course, the Foreclosure Doctor Teleconference.  We’re here to sure sick homes one [...]

Loan Modifications, mortgage restructuring, short reprised and principal reductions.

Ryan Rockwood: Hi everyone, welcome to the show.  Welcome to the foreclosure doctor teleconference.  We’re here to cure sick homes, one mortgage at a time.  My name is Ryan Rockwood and as usual, I’m joined by my father and business partner, Mike Rockwood.
Mike Rockwood:  [...]

Morgage debt-to-income ratio|Mar. 18

Mike Rockwood: Good evening everyone.  It’s Thursday evening.  It’s 6:00 p.m.  It’s time for the Foreclosure Doctor Teleconference and video conference.  Hi everybody, this is Mike Rockwood from 60-Minute Loan Modification.  I’m here with Ryan.
Ryan Rockwood: I’m Ryan Rockwood
Mike Rockwood: And we are – we just pushed back from our desk working Loan [...]

Chase,Wells Fargo, Bank of America Mortgage |Mar. 16

File Name:  March 16
Duration:  00:23:00

Mike Rockwood: So always offer to fax to their personal number or email them directly to get forms to them that they need in a hurry.  Always be prompt and complete in your responses to their request.  Help them do a good little job.  Keep it in mind, they do [...]

Mortgage Front-end DTI|Mar. 08

Mike Rockwood: Front-end DTI must be over 31%.  That’s your gross household income divided into your first mortgage payment fully loaded with homeowners’ association, interest, taxes, insurance, private mortgage insurance, everything, the whole payment.  That front-end DTI has to be over 31% or forget it.  It has to be [...]

Making Homes Affordable Refinance Program|Mar. 6

Ryan Rockwood:  Hello, hello everyone.  Welcome to the call.
Mike Rockwood: Hi, everybody.
Ryan Rockwood: Hopefully that transition worked pretty well today and everyone got dumped on to this video feed at the correct time.  We started a little bit late to make sure everyone got in here.  But anyway, welcome to the call tonight.  Thank you [...]

QWR – Real Estate Settlement Procedures Act

File Name:  Loan Mod Member Mar. 4
Duration:  00:37:00

Mike Rockwood: Hi, everybody and welcome.  This is Mike Rockwood with the 60 Minute Loan Modification weekly teleconference series.  Thank you for joining us this evening.  Tonight’s call is for clients only so we’re very glad to have all of you with us tonight and we [...]

Southern California foreclosure workout, Florida,Arizona,Nevada

Duration:  00:55:00

Ryan Rockwood: Hey everyone and welcome to the show.  It’s Ryan Rockwood and I’m so sorry we’re running late today.  (Pause) Today is going to be a good day, good call even though it may not be super well produced.  As usual we’re just getting off the phone handling a million calls. [...]