For the third time this month, we witnessed HAMP loan mod success through escalation. Three clients, declined for a permanent mod after being on a HAMP Trial Mod were able to get their application reinstated and win approval. All three followed a successful formula for escalating to the CEO and to their Congressman. Wow! I [...]

That Notice of Default you just received is the beginning of a great adventure. It is the first official step in a long and arduous process that protects you from SOME bad things yet exposes you to others. It humiliates and insults you, yet protects you and provides ample time for you to settle on [...]

If you are one of the more than 100,000 homeowners who received a Notice of Default in July, you are dealing with some strong emotions like fear, embarrassment, frustration, despair, and anger. Not nice! These can do a ton of damage to your life – OR, they can propel you into action to defend yourself, [...]

Nobody wants to go on record as being the first to say something nice about BofA…but, I can’t help it. For months now I’ve been watching them gradually improve the responsiveness and professionalism of the Equator System for short sales support and their huge loan modification process. There was a time, about 18 months ago [...]