What is the statute of limitations (SOL) on credit card debt?
Creditors and debt collectors have a limited time to you for nonpayment of credit card bills. That time limit is set by a state statute of limitations. Below is a list by-state of SOL’s.
That is NOT to say that the collection agencies do not [...]
In “The Credit Card Cure” Ryan answers dozens of frequently asked questions from forum members. This one is #1 in frequency:
Q. Can I settle with my lenders myself or should I hire someone to do it for me?
A. You can do it yourself – and you should. First of all, you are the one with [...]
In “The Credit Card Cure“, Ryan Rockwood details 7 Credit Repair Habits that you should develop, not simply to recover quickly after credit score hassles, but develop as on-going best practices for managing your credit score.
Credit Repair Habit #2 – Increase Available Credit
FICO calculations favor those who have more credit available than they need. This [...]
Call the doctor, my FICO needs emergency surgery
Prefer reading to watching video? Well you are in luck, here is the transcription!
Ryan Rockwood: Hello, everyone! Hello, and welcome to the call everyone. My name is Ryan Rockwood and my dad, Mike Rockwood, is the author of the “60-Minute Loan Modification” kit.If you’re new to the call, [...]
In The Credit Card Cure, Ryan recommends7 Best Practices to get your FICO back in shape after a tough time negotiating for debt settlement, loan modification or aforeclosure workout. Following is an excerpt:
Best Practice #1 – All accounts, on-time, always.
Never make a payment late – not ever again. Start writing your new credit history. No [...]
We just received this transcript of our recent class. If you find it helpful please let us know. It’s an expensive undertaking to get these transcribed. But personally prefer reading to watching video. Please let us know if you find this helpful.
-Ryan Rockwood
December 17, 2009, Loan Modification Class transcript
Ryan: Hello, hello, hello, everyone! Welcome to [...]
Recorded live Dec 22 | Loan Modification TV
We just received this transcript of our recent class. If you find it helpful please let us know. It’s an expensive undertaking to get these transcribed. But personally prefer reading to watching video. Please let us know if you find this helpful.
-Ryan Rockwood
>>>Transcript: December 17th, 2009 | Members Loan Modification Class
