Home Loan Modification & Hardship Letter Help
My philosophy on Loan Modification… “Cheat me once, shame on you. Cheat me twice – SHAME ON ME!”
Initially, lenders strictly adhered to the seven guidelines explained below when awarding mortgage modifications.
Mortgage Modification, short sale, or foreclosure?
For me, the housing market implosion became personal. If you’re reading this article it’s likely that the crisis has become that way for you, too.
So much power and so little accountability! These lenders have dirty secrets that they wish you did not know. Knowing these will help you negotiate a better modification and KEEP YOUR HOME
Why should you do your own loan modification? Simple: easy easy, cheap, and faster than doing it any other way.
What terms can I expect from my modified loan?



