The nuns used to punish me for getting out-of-line but, these days I do it all the time and coach others to do so as well. I know Sr. Helen Michael would be pleased, however, because I am giving good advice that is helping people! Here’s what I mean.

In the current Loan Modification Frenzy, [...]

If the value of your home has declined below the amount you owe on it…you are said to be “upside down” or “underwater”! Both terms conjure up negative thoughts, and, rightly so. With all the due diligence you put into the purchase, and all the business acumen, actuarial smarts, underwriting/appraising and brokerage experience put into [...]

The loan modification process is arduous. No one…not applicant, counselor or bank employee…is pleased with the process. And, with tens of thousands of applications ahead of you in line, you have to take extraordinary measures to make it through the process successfully.

Effective follow-up on your application is one of those measures. Your goal in follow-up [...]

For anybody who has a mortgage, understanding how home loan modification programs work nowadays could be important. That’s because the economy, being in the shape it is, is forcing many more people to look at modifying their mortgages than was the case in the past. Fortunately, there are a number of programs, both governmental and [...]

When considering home loan modification programs nowadays, understand that they’ve generally come about because of general economic circumstances in the wider world. Many people are struggling to pay their home loans, in other words. But there are several programs that those holding a mortgage may be able to take advantage of, including modifying it so [...]

The nature of the economy these days is having an impact on many people, including on their ability to continue to make their agreed-upon home mortgage payments. Many people are struggling to meet these payments, sadly. But there are a few programs they can take advantage of, including loan modification. What to know about this [...]

Loan Modification credit score recovery

Loan Mod aftermath: Credit Score Recovery!
I hope you can set aside 30-45 minutes to watch this video. The topic this evening is, ‘Rapid Credit Score recovery post loan modification (or post any financial difficulty, really)!
This topic is especially important to folks because we have all been brainwashed into believing our [...]

NEWSFLASH!! The home mortgage meltdown continues in 2010! The environment for homeowners is going to get much worse before it gets better.

Foreclosure rates show no sign of slowing
Foreclosures are climbing the economic ladder, meaning higher priced homes are now coming under price pressure – even in the most sought-after locales.
Unemployment is [...]

File Inertia can help you get a Loan Modification

This simple revelation makes you want to “sweat the small stuff” to win in the loan modification game.

It’s been two years since I was arguing with th banks about my own loan modifications. After my own frustrations I developed the 60 Minute [...]