In “The Credit Card Cure” Ryan answers dozens of frequently asked questions from forum members. This one is #1 in frequency:
Q. Can I settle with my lenders myself or should I hire someone to do it for me?
A. You can do it yourself – and you should. First of all, you are the one with the passion for your situation. When it comes to putting in the extra effort or caring enough to go just a little harder and farther…your “skin in the game” will make a big difference. Secondly, it is simple. It’s actually very simple, but it’s not easy. That is, it mentally easy but emotionally difficult. So, unless you really just do not want to deal with it directly, you can do this just fine. And, lastly, taking the lead in settling is healing and therapeutic for many people. It’ll impress upon you the significance of what has happened and give you extra determination to steer clear of debt traps in the future.
You should do this yourself, but do not do it alone. You need the support of others and some street-smart up-to-date information as well!
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