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Credit Card Debt SettlementTerms



The Credit Card Cure Co-op provides tons of tools to help you settle your credit card debts…including a list of frequently asked questions and an extensive glossary of terms.

 

I hope these “5 terms for today”, January 13th help you in some small way!

 

ARM: Adjustable Rate Mortgage – a mortgage loan subject to changes in interest rates.

When rates change, ARM monthly payments increase or decrease at intervals

determined by the lender; the change in monthly payment amount, however, is usually

limited by a Cap. These loans have become unpopular and blamed for contributing to

bursting of the housing bubble.

Assessed Value: Typically the value placed on property for the purpose of taxation.

Assessment: Charge against real estate made by a unit of government to cover a

proportionate cost of an improvement such as a street or sewer.

Assessor: A public official who establishes the value of a property for taxation purposes.

Assessor’s Parcel Number: Numeral assigned by court tax assessor to identify parcel of

real property.



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