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	<title>60 Minute Loan Modification</title>
	<link>http://www.60minuteloanmodification.com</link>
	<description>Loan Modification How To Education &#124; Do it yourself</description>
	<lastBuildDate>Mon, 11 Apr 2011 17:53:44 +0000</lastBuildDate>
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		<title>Fast FICO Recovery</title>
		<description><![CDATA[In &#8220;The Credit Card Cure&#8220;, Ryan Rockwood details 7 Credit Repair Habits that you should develop, not simply to recover quickly after credit score hassles, but develop as on-going best practices for managing your credit score.

Credit Repair Habit #2 – Increase Available Credit

FICO calculations favor those who have more credit available than they need. This [...]]]></description>
		<link>http://www.60minuteloanmodification.com/fast-fico-recovery-2/</link>
			</item>
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		<title>Monday – more pressure on lenders?</title>
		<description><![CDATA[Long awaited pressure on lenders seems to be forthcoming. It was announced on Friday that on Monday the Treasury will announce a new program to pressure banks into freeing-up the bail-out money and getting those modifications rolling. We are told that banks that are not complying will be &#8220;outed&#8221;. That will be fun!
The foreclosure rate [...]]]></description>
		<link>http://www.60minuteloanmodification.com/monday-%e2%80%93-more-pressure-on-lenders/</link>
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		<title>Fast FICO Recovery</title>
		<description><![CDATA[In The Credit Card Cure, Ryan recommends7 Best Practices to get your FICO back in shape after a tough time negotiating for debt settlement, loan modification or a foreclosure workout. Following is an excerpt:

Best Practice #1 &#8211; All accounts, on-time, always.

Never make a payment late – not ever again. Start writing your new credit history. [...]]]></description>
		<link>http://www.60minuteloanmodification.com/fast-fico-recovery/</link>
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		<title>Ethics in Foreclosures</title>
		<description><![CDATA[Clients struggle with the ethics/morality of asking for a modification if they actually still have some savings left, or of selling short when their 401K has enough to cover the shortfall, and with the right/wrong of simply walking away from a home that is $250,000 underwater. I even had one client tell me last week [...]]]></description>
		<link>http://www.60minuteloanmodification.com/ethics-in-foreclosures/</link>
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		<title>Get “out-of-line”- Now Call Him!</title>
		<description><![CDATA[More tips from the updated version of the 60 Minute Loan Modification &#8211;  Beyond writing to them, I recommend you actually phone the CEO of the lender you are negotiating with. Many of the CEO&#8217;s have disseminated press releases with all manner of blah blah about how much they care about homeowners. With this [...]]]></description>
		<link>http://www.60minuteloanmodification.com/get-%e2%80%9cout-of-line%e2%80%9d-now-call-him/</link>
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		<title>Get “out-of-line”- Write the CEO</title>
		<description><![CDATA[As things get more heated in the pursuit of good loan mods, I advise that you get &#8220;out-of-line&#8221; by pursuing unconventional methods to get your mod approved. In the 2011 update to the 60 Minute Loan Modification I included an entire chapter on this tip &#8211; escalating well.

One approach is to appeal to the CEO [...]]]></description>
		<link>http://www.60minuteloanmodification.com/get-%e2%80%9cout-of-line%e2%80%9d-write-the-ceo/</link>
			</item>
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		<title>Short sales stimulus! MHA Rocks</title>
		<description><![CDATA[Short sales got a shot-in-the-arm from the Obama administration today. The Making Homes Affordable Program now offers financial incentives for completing short sales and similar deed-in-lieu transactions, include a $1,000 payment to servicers, and up to $1,000 for investors who sign off on payments to second and third liens. Borrowers, too can receive $1,500 in [...]]]></description>
		<link>http://www.60minuteloanmodification.com/short-sales-stimulus-mha-rocks/</link>
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		<title>Avoid Foreclosure Scams – Duh!</title>
		<description><![CDATA[O.K., so there are thousands of scammers out there. I&#8217;ve always maintained that it&#8217;s pretty easy to spot them. However, even a number of my own relatives have fallen prey to scammers. So here are some tips to avoid the sharks.

Here are some examples of scams related to mortgage modification and foreclosure avoidance.



Foreclosure rescue and [...]]]></description>
		<link>http://www.60minuteloanmodification.com/avoid-foreclosure-scams-%e2%80%93-duh/</link>
			</item>
	<item>
		<title>They can’t hurt you if you don’t care</title>
		<description><![CDATA[Loan Modification work and Credit Card Cure is simple but not easy. You will face powerful emotions like fear, embarrassment, humiliation, disappointment, anger and discouragement.

You will face these, because  they will be &#8220;thrown in your face&#8221; by banks to leverage your personal dignity for their own gain. That is, having stolen your financial future [...]]]></description>
		<link>http://www.60minuteloanmodification.com/they-can%e2%80%99t-hurt-you-if-you-don%e2%80%99t-care/</link>
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		<title>Forensic Mortgage Loan Audit Checklist</title>
		<description><![CDATA[Things are getting nastier, that&#8217;s for sure. It&#8217;s getting harder to get &#8220;out-of-line&#8221; and move to the front of the line for a decent loan modification. Over 10,000 homeowners are submitting loan mod applications each day…and fewer than 10% are getting good modifications. You must be in default and you must flex the muscle of [...]]]></description>
		<link>http://www.60minuteloanmodification.com/forensic-mortgage-loan-audit-checklist/</link>
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