Thank You For Your Order!
Your 60-Minute Loan Modification CD Will Ship within 24 Hours,
and You’ll Receive an Email Confirmation Shortly.
But Wait…
I Can Show You How to Lower
Your Interest Rate, Lower
Your Mortgage Payments, and
Save Your Home—Right Now!”
Dear Friend,
If your mortgage payment is sucking the life out of you each month as your house value drops by the day, then listen carefully, because I’m about to spoon feed you my step-by-step system used to beat the bank, lower your monthly payment, and save your home.
Here’s how I can help you right now:
I’ve created a 60-Minute Loan Modification Kit that makes applying, follow-up, and negotiation a piece of cake.
Do you need my Loan Modification program to be successful?
Absolutely not. But my loan mod program will save you hours of time and thousands of dollars, so I encourage you to leverage my knowledge for your own benefit. Time is ticking here, and every day counts.
This small investment will pay for itself 7 times over, and I offer an iron-clad 200% guarantee to back that up.
I’m willing to put myself on the line for you because, quite frankly, I’ve seen my system work and the savings you’ll get will literally make your head spin.
How does this sound?
- 4.5% fixed for 30 years
- 20-49% reduction in monthly payments
- 3 month grace period (no mortgage payments)
- All late fees and payments forgiven
Note: the above illustrates common loan mod terms… we’ve actually done much, much better!
Top 7 Reasons to Apply for a Mortgage Modification:
- Fastest, simplest way to slash your monthly bills
(average 3-6 weeks to process) - Always the best choice before you even consider a short sale or foreclosure
- Last chance to get your piece of the government’s bank bailout
(loan mods are Main Street’s bailout!) - No lawyers, no closing costs, or complicated forms
- No ruining your credit from foreclosure
- No embarrassing explanation to friends and family when you have to move into a rented house (you get to keep your house!)
- It takes just 60 minutes!
Here’s a few of my personal successes to date:
My Indy Mac Loan Modification:
 |
My Indy Mac Loan Modification: Before: 6.5% fixed (not bad… but not good enough) After: 5.125% fixed Monthly Savings: $638 (and $199K over life of loan) *primary residence |
 |
My Wells Fargo Loan Modification: Before: 6.5% fixed After: 4.5% fixed Monthly Savings: $262 *2nd mortgage |
 |
My Litton Loan Services Loan Modification: Before: 7.35% fixed After: 7% fixed Monthly Savings: Monthly Savings: $140 ($27K over life of loan) *Rental property |
 |
My 2nd Litton Loan Modification: Before: 12.5% fixed After: 7.0% fixed Monthly Savings: $95 ($12K total over life of loan) *Rental property *PLUS I reduced my principal by 20% |
Here’s the truth: my 60-Minute Loan Modification Kit is your secret weapon to fix your screwed up mortgage fast!
QUICK UPDATE: My most-recent success to date…
A 2nd mortgage on my primary residence: I spent a grand total of 25 minutes of work on my application (I’m REALY good at this now), and I locked in a 1% interest rate for 18 months reducing my monthly payment by 49% overnight!
Excited yet? You should be. I’m no genius. If I can do this, you can too. So do yourself and favor and get that mortgage monkey off your back today!
60-MIN. BASIC KIT – Everything you need to get your loan modification application done right, in 60-minutes or less.
My 60-Minute Loan Modification Workbook
(Retail: $79.95 save 25%)
If you’re like me, the last thing you want to do is read some boring textbook on mortgages, so I’ve organized my workbook so that it’s fast, fun, and easy-to-use. You can fly through it, reading only the sections that pertain to your particular situation. This way, you can crank out a killer application in the shortest possible time with all the facts on reference should the need arise.
You’ll learn:
- How to get your entire loan modification application done in 60 minutes (or less)
- How I negotiated a 3-month grace period where I didn’t have to pay anything with no penalties and all missed payments forgiven (pg. 23)
- How to write a bullet-proof hardship letter in 5 minutes flat (pg. 73)
- Automated follow-up secrets so you don’t have to waste hours on the phone waiting for your lender to respond
- A powerful handwritten letter trick that gets me callbacks 75% of the time while most people get only a 10% response (pg. 57)
- Negotiating tips for people who HATE negotiating… learn exactly what to say when your lender calls with an offer (pg. 35)
- How I modified 4 rental properties (pg. 45)
My Black Belt Loan Mod Resources CD
(Retail: $49.95 save 25%)
Pop this CD into your computer and churn out your expense sheets, fax follow-ups, hardship letters, and application forms in minutes. This plug-n-play resource requires NO computer skills what-so-ever and is a huge time saver.
You’ll get:
- A quick-start video that leads you step-by-step, showing you EXACTLY how to complete each form perfectly—and FAST!
- Contact info for every major U.S. lender
- Microsoft Word and Excel files for hardship letters, expense sheets, faxes, and application forms
- PC & Mac compatible
- ZERO computer skills required (I’m a computer dunce… so don’t worry!)
30-Day Email Coaching
My email coaching program allows you to contact me and my team directly to get advice on anything and everything that might come up during your loan modification process.
My goal is to make your loan modification as easy and effective as possible, so my team and I bend over backwards to help you as needed. Note: You’ll be sent a private email address to use for coaching within 24 hours of your order.
BASIC 60-MINUTE KIT
SPECIAL: 25% discount!
Retail: $129 Save over 25%!
You pay only $97.95 S&H
Sent USPS Priority Mail to arrive in 3-5 days.
My Iron-Clad, 365-Day… 100% GUARANTEE
If for any reason (or absolutely no reason at all) you’re unhappy with any of my products or services, I absolutely insist that you send them back at any time within 365 days for a 100% hassle-free refund that will be processed immediately with no catch and no fine print.
And this is even better…
My “I’m So Sure This Works…” 200% GUARANTEE!!
My ultimate goal is to help as many people as I can successfully save their homes and renegotiate killer mortgages.
My 60-Minute Loan Modification system is responsible for saving hundreds of homes and millions of dollars in assets, so I can now make an extremely bold promise to you… purchase any of my Loan Modification Kits, follow my simple, 3-step process (apply, follow-up, negotiate), and if for some wacky, crazy reason you don’t save at least 7x the cost of your purchase in the first 365 days alone, I absolutely insist that you return your kit for a 200% refund (double your money back).
How can I offer this? It’s simple. The 60-Minute Loan Modification system works.
NOTE: My unconditional guarantees apply to ANY and ALL purchases.
PREMIUM UPGRADE KIT – If you want to squeeze every last penny possible out of your lender, then I’d recommend you opt for my Premium Upgrade.
Loan Mod Negotiating Secrets: “The Phone Tap Sessions”
(Retail $49.95 Save 34%!)
The is one of my most-sought tools because it allows you to listen in on real conversations with lenders and borrowers so you can hear exactly what you should and should not say to ensure you end up with a sweet deal.
Remember, the first offer your bank makes is never the best offer, so this disk alone can save you thousands.
Includes:
- Real phone conversations with lenders, and borrows including Wells Fargo, IndyMac, Litton, and more!
- “Model” calls for fast responses
- Simple tricks to beat the bank
- Bonus audio book version of my 60-Minute Loan Modification Workbook
Automated Fax Follow-Up Service (30 days)
(Retail $209 Save 34%!)
Once you’ve mailed off your application, my team and I begin faxing your lender personal fax messages on your behalf every single day until we get your loan modified.
Why this is amazing:
- No wasting hours on the phone waiting on hold for your lender to simply tell you to ‘call back tomorrow’
- No tracking & confirming faxes because we do ALL of it for you
- Set it and forget it system means once you finish your application and email us your files, you just sit back and wait for your lender to call you.
Hardship Letter & Expense Worksheet Critique Coupons
(Value $175.90 yours free!)
This service alone can make a difference of thousands… simply email me your drafts, and I’ll go through each item line-by-line to make sure it’s perfect.
Includes:
- 72 Hour Turnaround for a critique of both your hardship letter and your expense worksheet (you can create drafts of these in 15-20 minutes and then email them to me to polish up)
- Private email access to me and my team through a private email address that we respond to within 6-24 hours.
- Detailed suggestions and changes sent to you via Microsoft Office, Google Docs, or the application of your choice.
Note: most clients spend about 10 minutes preparing their hardship letter and 15 minutes preparing their expense worksheets—so don’t worry! With my help, it’s VERY easy.
Credit Card Cure: “How to Modify Your Credit Card Debts!”
(Value $24.95 yours free!)
My business partner, Ryan Rockwood, decided to renegotiate his credit debt. It seemed like an absurd idea, but when he knocked his balanced from $25,000 to just $5,000 in just 4 months—it got my attention! Now, we’ve had HUGE success teaching others how to do the same.
You’ll Learn:
- How to legally & ethically make credit card debt disappear
- Word-for-word exactly what to tell the credit card companies
- Why bankruptcy is the last option (and usually avoidable)
- Why your credit score can easily be repaired
- Why you should run (not walk) from debt counselors
Note: this printed special report is send along with all you other materials in the mail (3-5 days delivery)
My email coaching program allows you to contact me and my team directly to get advice on anything and everything that might come up during your loan modification process. My goal is to make your loan modification as easy and effective as possible, so my team and I bend over backwards to help you as needed.
Note: You’ll be sent a private email address to use for coaching within 24 hours of your order.
PREMIUM UPGRADE 60-MINUTE KIT
SPECIAL: 47% discount!
Value: $614.65 Save over 59%!
Only 2 Easy Payments
of $137.95 + *FREE S&H!*
Sent USPS Priority Mail to arrive in 3-5 days.
‘ELITE EXPRESS’ KIT – For those in a hurry who want 1-0n-1 help to get their loan modification done fast, done right, and in the least amount of time, my Elite Express service is the perfect solution.
My Elite Express program works like this:
STEP 1 – I call you on the phone, and we complete your entire application together in about 45 minutes including ALL your follow-up documentation.
STEP 2 – after we hang up, you simply mail off the package, and I take over from there.
My team and I do ALL the follow-up communication for you, so all you have to do is sit back and wait for the phone to ring from your lender.
The biggest advantage here is time. If you order today, we could have your application done and mailed off in as little as 48 hours.
My Elite Express Kit includes ABSOLUTELY EVERYTHING offered above (including every single bonus)…. PLUS the following Elite Express exclusive services:
1-On-1 Coaching Call
(Retail $347 Save 40%!)
I’ll call you and we’ll complete your entire application and follow up materials together during a one-on-one, 45-60 minute call. I’ve done this dozens of times both for my own loans and for clients, so I’m the best guy possible to have at your side to make sure everything gets done right the first time.
Includes:
- Direct access to me including every insider trick and tactic I’ve ever learned
- Fastest possible application process so you can get this done now and lower your monthly payment and interest rate without hassle
- Zero learning curve because I tell you exactly what to do every step of the way
24/7 Direct Access to Me (60 days)
(Retail $287 Save 40%!)
You’ll be given a private telephone number and email address to contact me personally to check on your progress and to discuss your options. Why is this useful? You lender will start calling you with offers, questions, and deals—sometimes within a week—and it’s essential that you respond the right way to lock in the rate and terms you want.
NOTE: I respond to all “Express Elite” clients in 6-24 hours maximum.
Automated Fax Follow-Up Service
(60 days) (Retail $209 Save 34%!)
Once you’ve mailed off your application, my team and I begin sending your lender personal fax messages on your behalf every single day until we get your loan modified.
Why this is amazing:
- No wasting hours on the phone waiting on hold for your lender to simply tell you to ‘call back tomorrow’
- No tracking & confirming faxes because we do ALL of it for you
- Set it and forget it system means once you finish your application and email us your files, you just sit back and wait for your lender to call you.
How it works: We bombard your lender with daily requests so your application will get pushed to the top of the pile fast—and we use fax formats that legally obligate your lender to respond promptly.
EXPRESS ELITE UPGRADE
SPECIAL: 40% discount!
Value: $1069 Save over 44%!
Only 3 Easy Payments
of $197.95 + *FREE S&H!*
Sent USPS Priority Mail to arrive in 3-5 days.
Do Not Hesitate—Modify Today!
The government subsidies will dry up. The real estate market will rebound, and within 6-12 months, loan modifications will be ancient history.
The time to act is right now while the government is breathing down lenders’ necks and while the tax dollars are flowing freely back to borrowers.
In these tough economic times, there are just two types of people:
First, there are those that take action, seize opportunity, and strategically position themselves for future success even when today, things might look a bit grim. The second type are those that complain, play the blame game, and cry “victim” every time they hit a speed bump.
I’ll admit, I used to be in the second group, the whiners, but then I wised up, and 2009 is now slated to be one of my best years ever.
Follow my system. Modify your loan. Slash your monthly payments and “fix” your screwed up mortgage today. The only thing I ask is that you call or email me with your success story when you too get a killer deal on your new mortgage terms…
… because success stories really make my day!
To your success,
Mike Rockwood
Loan Modification Expert Author
p.s. My only regret is that I spent about 6 months getting ready to modify my first loan… trying to figure out if it was the best solution… trying to figure out how to do it.
I was stupid. My hesitation cost me upwards of $10,000 in payments I could have avoided simply by modifying sooner. Learn from my mistakes, leverage my turn-key resources, and take action now.
p.p.s. Btw, this is 100% RISK FREE because of my iron-glad, 365-day, 100% and 200% guarantees. I risk everything, you risk nothing. I’m absolutely certain I can help you, but you’ve got to take the first step. See you on the inside!
Not sure which kit to choose? Take a look below…
| MY LOAN MOD KITS INCLUDE: | Basic 60-Minute Kit | Premium Upgrade Kit | Elite Express Kit |
| 60-Min Loan Mod Workbook | YES | YES | YES |
| Black Belt Resource CD | YES | YES | YES |
| Email Support 30-Days | YES | YES | YES |
| Email Suport (unlimited) | no | YES | YES |
| Credit Card Cure (bonus report) | no | YES | YES |
| Lender ‘Phone Tap’ CD | no | YES | YES |
| Hardship/Expense Critiques | no | YES | YES |
| AutoFax Follow-Up Service (30-day) | no | YES | YES |
| AutoFax Follow-Up Service (unlimited) | no | no | YES |
| 1-On-1 Coaching Help (fastest option) | no | no | YES |
| 24/7 Telephone Support | no | no | YES |
| Price: | $97.95 + S&H | $137.95 (2 payments) + (freeS&H) |
$197.95 (3 payments) + (freeS&H) |
My Iron-Clad, 365-Day… 100% GUARANTEE
If for any reason (or absolutely no reason at all) you’re unhappy with any of my products or services, I absolutely insist that you send them back at any time within 365 days for a 100% hassle-free refund that will be processed immediately with no catch and no fine print.
And this is even better…
My “I’m So Sure This Works…” 200% GUARANTEE!!
My ultimate goal is to help as many people as I can successfully save their homes and renegotiate killer mortgages.
My 60-Minute Loan Modification system is responsible for saving hundreds of homes and millions of dollars in assets, so I can now make an extremely bold promise to you… purchase any of my Loan Modification Kits, follow my simple, 3-step process (apply, follow-up, negotiate), and if for some wacky, crazy reason you don’t save at least 7x the cost of your purchase in the first 365 days alone, I absolutely insist that you return your kit for a 200% refund (double your money back).
How can I offer this? It’s simple. The 60-Minute Loan Modification system works.
NOTE: My unconditional guarantees apply to ANY and ALL purchases.